/* ==========================================================================
   S K BROKING - Finance Solutions
   Stylesheet
   --------------------------------------------------------------------------
   1.  Tokens
   2.  Reset and base
   3.  Typography
   4.  Layout helpers
   5.  Buttons
   6.  Header and navigation
   7.  Hero
   8.  Assurance bar
   9.  Goal cards
   10. Process rail
   11. Why choose
   12. Solution grid
   13. Founder band
   14. FAQ accordion
   15. Next step panel
   16. Page banner (inner pages)
   17. Prose and content blocks
   18. Forms
   19. Footer
   20. Back to top
   21. Motion and reveal
   22. Responsive
   23. Reduced motion and print
   ========================================================================== */


/* 1. Tokens
   ========================================================================== */

:root {
  /* Brand */
  --navy-900: #051122;
  --navy-800: #0A1E38;
  --navy-700: #12304F;
  --navy-600: #1B4468;
  --navy-line: rgba(215, 164, 84, 0.22);

  --gold: #CF9230;
  --gold-light: #D7A454;
  --gold-dark: #A5731F;
  --gold-premium: #D7A454;
  --gold-wash: rgba(207, 146, 48, 0.10);

  /* Neutrals */
  --ink: #15202E;
  --ink-soft: #3C4655;
  --muted: #626C7A;
  --line: #E3E6EB;
  --line-soft: #EFF1F4;
  --bg: #F9F9F8;
  --bg-alt: #F2F1EE;
  --white: #FFFFFF;

  /* Type */
  --font-display: "Playfair Display", "Times New Roman", Georgia, serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  --font-script: "Alex Brush", "Brittany Signature", "Brush Script MT", cursive;

  /* Scale */
  --step--1: 0.8125rem;
  --step-0: 0.9375rem;
  --step-1: 1.0625rem;
  --step-2: clamp(1.25rem, 0.4vw + 1.15rem, 1.5rem);
  --step-3: clamp(1.5rem, 1vw + 1.25rem, 2rem);
  --step-4: clamp(1.875rem, 1.8vw + 1.4rem, 2.75rem);
  --step-5: clamp(2.25rem, 3.4vw + 1.4rem, 4rem);

  /* Space */
  --gap: 24px;
  --section-y: clamp(64px, 7vw, 108px);
  --container: 1280px;
  --radius: 10px;
  --radius-lg: 16px;

  /* Effect */
  --shadow-sm: 0 1px 2px rgba(10, 30, 56, 0.05), 0 2px 8px rgba(10, 30, 56, 0.04);
  --shadow-md: 0 4px 12px rgba(10, 30, 56, 0.07), 0 12px 32px rgba(10, 30, 56, 0.07);
  --shadow-lg: 0 18px 50px rgba(10, 30, 56, 0.14);
  --ease: cubic-bezier(0.22, 0.61, 0.36, 1);

  --header-h: 78px;
}


/* 2. Reset and base
   ========================================================================== */

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header-h) + 16px);
}

body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--font-body);
  font-size: var(--step-0);
  line-height: 1.65;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

body.is-locked {
  overflow: hidden;
}

img,
svg,
picture {
  max-width: 100%;
  display: block;
}

img {
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
  color: inherit;
}

ul,
ol {
  margin: 0;
  padding: 0;
  list-style: none;
}

hr {
  border: 0;
  border-top: 1px solid var(--line);
  margin: 32px 0;
}

:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 3px;
  border-radius: 3px;
}

::selection {
  background: var(--gold);
  color: var(--navy-900);
}

.skip-link {
  position: absolute;
  left: 16px;
  top: -60px;
  z-index: 200;
  background: var(--gold);
  color: var(--navy-900);
  padding: 10px 18px;
  border-radius: 6px;
  font-weight: 600;
  transition: top 0.2s var(--ease);
}

.skip-link:focus {
  top: 14px;
}

.visually-hidden {
  position: absolute !important;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
  border: 0;
}


/* 3. Typography
   ========================================================================== */

h1,
h2,
h3,
h4,
h5 {
  font-family: var(--font-display);
  font-weight: 700;
  line-height: 1.14;
  margin: 0 0 0.5em;
  color: var(--navy-800);
  letter-spacing: -0.005em;
}

h1 {
  font-size: var(--step-5);
}

h2 {
  font-size: var(--step-4);
}

h3 {
  font-size: var(--step-3);
}

h4 {
  font-size: var(--step-2);
}

h5 {
  font-size: var(--step-1);
}

p {
  margin: 0 0 1.1em;
}

p:last-child {
  margin-bottom: 0;
}

strong {
  font-weight: 600;
  color: var(--navy-800);
}

.lead {
  font-size: var(--step-1);
  color: var(--ink-soft);
  line-height: 1.72;
}

/* Section heading: caps serif with a gold second half, matching the brand mark */
.section-head {
  text-align: center;
  max-width: 720px;
  margin: 0 auto clamp(36px, 4vw, 56px);
}

.section-head--left {
  text-align: left;
  margin-left: 0;
}

.section-title {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 1.9vw + 1rem, 2.125rem);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  line-height: 1.25;
  color: var(--navy-800);
  margin: 0;
}

.section-title .accent {
  color: var(--gold);
}

.section-rule {
  width: 62px;
  height: 2px;
  background: var(--gold);
  border: 0;
  margin: 18px auto 0;
}

.section-head--left .section-rule {
  margin-left: 0;
}

.section-sub {
  margin: 18px 0 0;
  color: var(--muted);
  font-size: var(--step-1);
}

.eyebrow {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin: 0 0 14px;
}

.script {
  font-family: var(--font-script);
  color: var(--gold);
  font-weight: 400;
  line-height: 1;
}


/* 4. Layout helpers
   ========================================================================== */

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 28px;
}

.container--narrow {
  max-width: 860px;
}

.section {
  padding: var(--section-y) 0;
}

.section--tight {
  padding: clamp(44px, 5vw, 72px) 0;
}

.section--alt {
  background: var(--bg-alt);
}

.section--white {
  background: var(--white);
}

.section--navy {
  background: var(--navy-800);
  color: rgba(255, 255, 255, 0.82);
}

.section--navy h2,
.section--navy h3,
.section--navy .section-title {
  color: var(--white);
}

.grid {
  display: grid;
  gap: var(--gap);
}

.grid-2 {
  grid-template-columns: repeat(2, 1fr);
}

.grid-3 {
  grid-template-columns: repeat(3, 1fr);
}

.grid-4 {
  grid-template-columns: repeat(4, 1fr);
}


/* 5. Buttons
   ========================================================================== */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 14px 26px;
  border: 1px solid transparent;
  border-radius: 4px;
  font-size: 0.9375rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  cursor: pointer;
  text-align: center;
  transition: background-color 0.25s var(--ease), color 0.25s var(--ease),
    border-color 0.25s var(--ease), transform 0.25s var(--ease),
    box-shadow 0.25s var(--ease);
}

.btn svg {
  flex: none;
  transition: transform 0.3s var(--ease);
}

.btn:hover svg {
  transform: translateX(4px);
}

.btn--gold {
  background: var(--gold);
  color: var(--navy-900);
  box-shadow: 0 6px 18px rgba(207, 146, 48, 0.28);
}

.btn--gold:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 10px 26px rgba(207, 146, 48, 0.36);
}

.btn--outline-light {
  border-color: rgba(255, 255, 255, 0.45);
  color: var(--white);
}

.btn--outline-light:hover {
  border-color: var(--gold);
  color: var(--gold);
  background: rgba(207, 146, 48, 0.08);
}

.btn--outline {
  border-color: var(--navy-800);
  color: var(--navy-800);
}

.btn--outline:hover {
  background: var(--navy-800);
  color: var(--white);
}

.btn--navy {
  background: var(--navy-800);
  color: var(--white);
}

.btn--navy:hover {
  background: var(--navy-700);
  transform: translateY(-2px);
}

.btn--block {
  width: 100%;
}

.btn--sm {
  padding: 10px 18px;
  font-size: 0.875rem;
}

/* Text link with a moving underline */
.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--navy-700);
  position: relative;
}

.link-arrow svg {
  transition: transform 0.3s var(--ease);
}

.link-arrow:hover {
  color: var(--gold-dark);
}

.link-arrow:hover svg {
  transform: translateX(4px);
}


/* 6. Header and navigation
   ========================================================================== */

.header {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 100;
  height: var(--header-h);
  display: flex;
  align-items: center;
  background: rgba(5, 17, 34, 0.55);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
  transition: background-color 0.35s var(--ease), border-color 0.35s var(--ease),
    box-shadow 0.35s var(--ease);
}

.header.is-solid {
  background: rgba(5, 17, 34, 0.97);
  border-bottom-color: rgba(207, 146, 48, 0.18);
  box-shadow: 0 6px 26px rgba(5, 17, 34, 0.22);
}

/* Inner pages start with a solid bar so the logo never sits on white */
.header--solid {
  background: rgba(5, 17, 34, 0.97);
}

.header__inner {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 28px;
  display: flex;
  align-items: center;
  gap: 28px;
}

/* Brand mark */
.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-right: auto;
  flex: none;
}

.brand__mark {
  width: 42px;
  height: 46px;
  flex: none;
}

.brand__name {
  font-family: var(--font-display);
  font-size: 1.1875rem;
  font-weight: 600;
  letter-spacing: 0.13em;
  color: var(--gold);
  line-height: 1.1;
  text-transform: uppercase;
}

.brand__tag {
  display: block;
  font-family: var(--font-body);
  font-size: 0.5rem;
  font-weight: 500;
  letter-spacing: 0.42em;
  color: var(--white);
  text-transform: uppercase;
  margin-top: 3px;
}

/* Primary nav */
.nav {
  display: flex;
  align-items: center;
  gap: 4px;
}

.nav__link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 9px 14px;
  font-size: 0.9375rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.86);
  border-radius: 4px;
  position: relative;
  transition: color 0.22s var(--ease);
  background: none;
  border: 0;
  cursor: pointer;
  font-family: inherit;
}

.nav__link::after {
  content: "";
  position: absolute;
  left: 14px;
  right: 14px;
  bottom: 2px;
  height: 2px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s var(--ease);
}

.nav__link:hover {
  color: var(--white);
}

.nav__link:hover::after,
.nav__link.is-active::after {
  transform: scaleX(1);
}

.nav__link.is-active {
  color: var(--gold);
}

.nav__caret {
  transition: transform 0.28s var(--ease);
}

.nav__item.is-open>.nav__link .nav__caret {
  transform: rotate(180deg);
}

/* Dropdown */
.nav__item {
  position: relative;
}

.nav__panel {
  position: absolute;
  top: calc(100% + 14px);
  left: 50%;
  transform: translateX(-50%) translateY(-8px);
  min-width: 500px;
  background: var(--white);
  border: 1px solid var(--line);
  border-top: 3px solid var(--gold);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  padding: 14px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2px;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 0.25s var(--ease), transform 0.25s var(--ease), visibility 0.25s;
}

.nav__item.is-open>.nav__panel {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateX(-50%) translateY(0);
}

.nav__panel-link {
  display: flex;
  align-items: center;
  gap: 11px;
  padding: 11px 12px;
  border-radius: 6px;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--ink-soft);
  transition: background-color 0.2s var(--ease), color 0.2s var(--ease);
}

.nav__panel-link svg {
  color: var(--gold-dark);
  flex: none;
}

.nav__panel-link:hover {
  background: var(--bg-alt);
  color: var(--navy-800);
}

.nav__panel-link.is-active {
  color: var(--navy-800);
  background: var(--gold-wash);
}

.header__cta {
  flex: none;
}

/* Burger */
.burger {
  display: none;
  width: 44px;
  height: 44px;
  background: none;
  border: 1px solid rgba(255, 255, 255, 0.24);
  border-radius: 5px;
  cursor: pointer;
  padding: 0;
  align-items: center;
  justify-content: center;
  flex: none;
}

.burger span {
  display: block;
  width: 19px;
  height: 1.5px;
  background: var(--white);
  position: relative;
  transition: background-color 0.2s var(--ease);
}

.burger span::before,
.burger span::after {
  content: "";
  position: absolute;
  left: 0;
  width: 19px;
  height: 1.5px;
  background: var(--white);
  transition: transform 0.3s var(--ease), top 0.3s var(--ease);
}

.burger span::before {
  top: -6px;
}

.burger span::after {
  top: 6px;
}

.burger.is-open span {
  background: transparent;
}

.burger.is-open span::before {
  top: 0;
  transform: rotate(45deg);
}

.burger.is-open span::after {
  top: 0;
  transform: rotate(-45deg);
}

/* Mobile drawer */
.drawer {
  position: fixed;
  inset: var(--header-h) 0 0 0;
  z-index: 99;
  background: var(--navy-900);
  padding: 26px 0 44px;
  overflow-y: auto;
  transform: translateY(-12px);
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.28s var(--ease), transform 0.28s var(--ease), visibility 0.28s;
}

.drawer.is-open {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.drawer__link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 16px 0;
  font-size: 1.0625rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.9);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  background: none;
  border-left: 0;
  border-right: 0;
  border-top: 0;
  cursor: pointer;
  font-family: inherit;
  text-align: left;
}

.drawer__link.is-active {
  color: var(--gold);
}

.drawer__sub {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows 0.32s var(--ease);
}

.drawer__sub.is-open {
  grid-template-rows: 1fr;
}

.drawer__sub-inner {
  overflow: hidden;
}

.drawer__sub-link {
  display: block;
  padding: 12px 0 12px 18px;
  font-size: 0.9375rem;
  color: rgba(255, 255, 255, 0.62);
  border-bottom: 1px solid rgba(255, 255, 255, 0.05);
  border-left: 2px solid rgba(207, 146, 48, 0.35);
}

.drawer__sub-link:hover {
  color: var(--gold);
}

.drawer__actions {
  margin-top: 28px;
  display: grid;
  gap: 12px;
}

.drawer__meta {
  margin-top: 28px;
  padding-top: 22px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  font-size: 0.875rem;
  color: rgba(255, 255, 255, 0.55);
}

.drawer__meta a {
  display: block;
  color: var(--gold);
  padding: 5px 0;
}


/* 7. Hero
   ========================================================================== */

.hero {
  position: relative;
  background:
    radial-gradient(120% 90% at 78% 8%, rgba(26, 69, 113, 0.55) 0%, rgba(5, 17, 34, 0) 62%),
    linear-gradient(168deg, var(--navy-900) 0%, var(--navy-800) 48%, var(--navy-900) 100%);
  padding-top: calc(var(--header-h) + 18px);
  overflow: hidden;
  isolation: isolate;
}

/* Supplied banner artwork. It is white line work that already carries its own
   low opacity, so it is drawn at full strength here. Applying a further
   opacity would erase it. Aspect ratio matches the file exactly so the
   background is never stretched. */
.hero__skyline {
  position: absolute;
  left: 50%;
  bottom: 0;
  width: 100%;
  min-width: 1180px;
  height: auto;
  aspect-ratio: 2400 / 542;
  transform: translateX(-50%);
  background: url("../images/hero-banner.png") no-repeat center bottom / 100% 100%;
  z-index: -2;
  pointer-events: none;
}

/* Signature detail: gold hairline diagonals raking across the corners */
.hero__rake {
  position: absolute;
  z-index: -1;
  pointer-events: none;
  background: linear-gradient(to bottom, rgba(207, 146, 48, 0) 0%, rgba(207, 146, 48, 0.75) 45%, rgba(207, 146, 48, 0) 100%);
}

.hero__rake--a {
  left: -40px;
  top: -80px;
  width: 1px;
  height: 420px;
  transform: rotate(-32deg);
}

.hero__rake--b {
  left: 10px;
  top: -60px;
  width: 1px;
  height: 330px;
  transform: rotate(-32deg);
  opacity: 0.5;
}

.hero__rake--c {
  right: 30px;
  top: -40px;
  width: 1px;
  height: 520px;
  transform: rotate(28deg);
}

.hero__rake--d {
  right: -30px;
  top: 40px;
  width: 1px;
  height: 420px;
  transform: rotate(28deg);
  opacity: 0.55;
}

.hero__inner {
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(0, 0.98fr);
  align-items: end;
  gap: 24px;
  min-height: 560px;
}

/* On very wide screens the artwork scales with the width, so the hero grows
   with it and the skyline is never cropped along the top. */
@media (min-width: 1800px) {
  .hero__inner {
    min-height: 620px;
  }
}

@media (min-width: 2300px) {
  .hero__inner {
    min-height: 700px;
  }
}

.hero__copy {
  padding: clamp(28px, 4vw, 56px) 0 clamp(48px, 6vw, 84px);
}

/* Brand line, sits above the keyword H1 */
.hero__kicker {
  font-family: var(--font-body);
  font-size: 0.8125rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold-premium);
  margin: 0 0 14px;
}

.hero__title {
  font-family: var(--font-display);
  font-size: clamp(2.125rem, 0.6rem + 4vw, 3.5rem);
  font-weight: 700;
  text-transform: uppercase;
  line-height: 1.1;
  letter-spacing: 0.005em;
  color: var(--white);
  margin: 0px 0px 22px;
  text-wrap: balance;
}

.hero__title .accent {
  color: var(--gold);
  display: block;
  //font-size: 0.6em;
  //line-height: 1.25;
  //letter-spacing: 0.02em;
  //margin-top: 10px;
}

.hero__text {
  max-width: 520px;
  color: rgba(255, 255, 255, 0.76);
  font-size: 1rem;
  line-height: 1.7;
  margin: 0 0 30px;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

/* Portrait plus identification block */
.hero__figure {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  gap: 10px;
  align-self: end;
}

.hero__portrait {
  max-width: 500px;
  margin: 0px -80px auto;
  align-self: end;
  filter: drop-shadow(0 18px 40px rgba(0, 0, 0, 0.5));
  z-index: -1;
}

.hero__ident {
  padding-bottom: 230px;
  flex: none;
}

.hero__ident .script {
  /* Signature: Brittany Signature when installed, Alex Brush as the web fallback.
     42-48px on desktop, regular weight, 0.5px tracking, premium gold. */
  font-family: "Brittany Signature", var(--font-script);
  font-size: clamp(2.125rem, 2.4vw + 0.9rem, 3rem);
  color: var(--gold-premium);
  font-weight: 400;
  letter-spacing: 0.5px;
  line-height: 1.15;
  display: block;
  margin-bottom: 8px;
}

.hero__ident p {
  margin: 0;
  color: rgba(255, 255, 255, 0.86);
  font-size: 0.9375rem;
  line-height: 1.55;
}

.hero__ident p+p {
  color: rgba(255, 255, 255, 0.62);
}


/* 8. Assurance bar
   ========================================================================== */

.assurance {
  background: var(--navy-900);
  border-top: 1px solid var(--navy-line);
  border-bottom: 1px solid var(--navy-line);
  position: relative;
  z-index: 2;
}

.assurance__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}

.assurance__item {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 24px 22px;
  border-left: 1px solid rgba(255, 255, 255, 0.08);
}

.assurance__item:first-child {
  border-left: 0;
}

.assurance__item svg {
  color: var(--gold);
  flex: none;
}

.assurance__label {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.11em;
  text-transform: uppercase;
  color: var(--white);
  line-height: 1.5;
}

.assurance__label span {
  display: block;
  font-weight: 400;
  letter-spacing: 0.08em;
  color: rgba(255, 255, 255, 0.58);
}


/* 9. Goal cards
   ========================================================================== */

.goal-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 12px;
}

.goal-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 10px;
  padding: 26px 14px 20px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease),
    border-color 0.3s var(--ease);
}

.goal-card:hover {
  transform: translateY(-5px);
  border-color: rgba(207, 146, 48, 0.5);
  box-shadow: var(--shadow-md);
}

.goal-card__icon {
  color: var(--navy-700);
  transition: color 0.3s var(--ease);
}

.goal-card:hover .goal-card__icon {
  color: var(--gold-dark);
}

.goal-card__title {
  font-family: var(--font-body);
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--navy-800);
  margin: 0;
  line-height: 1.35;
}

.goal-card__text {
  font-size: 0.8125rem;
  color: var(--muted);
  line-height: 1.55;
  margin: 0;
}

.goal-card__arrow {
  margin-top: auto;
  padding-top: 8px;
  color: var(--gold-dark);
  transition: transform 0.3s var(--ease);
}

.goal-card:hover .goal-card__arrow {
  transform: translateX(4px);
}

/* Two column workspace: content left, process rail right */
.home-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 300px;
  gap: 32px;
  align-items: start;
}

.home-layout__main {
  display: grid;
  gap: 44px;
}


/* 10. Process rail
   ========================================================================== */

.process {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 30px 26px;
  box-shadow: var(--shadow-sm);
}

.process__title {
  font-family: var(--font-display);
  font-size: 1.0625rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  text-align: center;
  color: var(--navy-800);
  margin: 0 0 26px;
  line-height: 1.4;
}

.process__title .accent {
  color: var(--gold);
  display: block;
}

.process__list {
  position: relative;
  display: grid;
  gap: 24px;
}

/* the connecting rail */
.process__list::before {
  content: "";
  position: absolute;
  left: 19px;
  top: 20px;
  bottom: 20px;
  width: 1px;
  background: linear-gradient(to bottom, var(--gold), rgba(207, 146, 48, 0.15));
}

.process__step {
  display: flex;
  gap: 14px;
  position: relative;
}

.process__num {
  flex: none;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--navy-800);
  color: var(--gold);
  display: grid;
  place-items: center;
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  border: 1px solid var(--gold);
  position: relative;
  z-index: 1;
}

.process__step h4 {
  font-family: var(--font-body);
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--navy-800);
  margin: 6px 0 3px;
}

.process__step p {
  font-size: 0.8125rem;
  color: var(--muted);
  line-height: 1.55;
  margin: 0;
}


/* 11. Why choose
   ========================================================================== */

.why-list {
  display: grid;
  gap: 20px;
}

.why-list--two {
  grid-template-columns: repeat(2, 1fr);
  gap: 26px 40px;
  max-width: 900px;
  margin: 0 auto;
}

@media (max-width: 760px) {
  .why-list--two {
    grid-template-columns: 1fr;
  }
}

.why-item {
  display: flex;
  gap: 13px;
}

.why-item__tick {
  flex: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy-900);
  display: grid;
  place-items: center;
  margin-top: 2px;
}

.why-item h4 {
  font-family: var(--font-body);
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--navy-800);
  margin: 0 0 4px;
}

.why-item p {
  font-size: 0.8125rem;
  color: var(--muted);
  line-height: 1.6;
  margin: 0;
}

.split {
  display: grid;
  grid-template-columns: 280px minmax(0, 1fr);
  gap: 36px;
  align-items: start;
}


/* 12. Solution grid
   ========================================================================== */

.solution-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
}

.solution-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 9px;
  padding: 24px 14px 20px;
  background: var(--white);
  transition: background-color 0.28s var(--ease);
}

.solution-card:hover {
  background: var(--bg-alt);
}

.solution-card__icon {
  color: var(--navy-700);
  transition: color 0.28s var(--ease);
}

.solution-card:hover .solution-card__icon {
  color: var(--gold-dark);
}

.solution-card__title {
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--navy-800);
  line-height: 1.35;
}

.solution-card .link-arrow {
  font-size: 0.8125rem;
  margin-top: auto;
}

/* Detailed cards used on the solutions hub */
.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.feature-card {
  display: flex;
  flex-direction: column;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px 26px;
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease), border-color 0.3s var(--ease);
}

.feature-card:hover {
  transform: translateY(-5px);
  border-color: rgba(207, 146, 48, 0.5);
  box-shadow: var(--shadow-md);
}

.feature-card__icon {
  width: 50px;
  height: 50px;
  border-radius: 8px;
  background: var(--gold-wash);
  color: var(--gold-dark);
  display: grid;
  place-items: center;
  margin-bottom: 18px;
}

.feature-card h3 {
  font-family: var(--font-body);
  font-size: 1.0625rem;
  font-weight: 600;
  margin: 0 0 9px;
}

.feature-card p {
  font-size: 0.875rem;
  color: var(--muted);
  line-height: 1.65;
  margin: 0 0 18px;
}

.feature-card .link-arrow {
  margin-top: auto;
}

/* Plain bordered stat / info tiles */
.stat-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.stat {
  padding: 26px 22px;
  background: var(--white);
  border: 1px solid var(--line);
  border-left: 3px solid var(--gold);
  border-radius: 6px;
}

.stat__value {
  font-family: var(--font-display);
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--navy-800);
  line-height: 1.1;
  margin: 0 0 6px;
}

.stat__label {
  font-size: 0.875rem;
  color: var(--muted);
  margin: 0;
  line-height: 1.55;
}


/* 13. Founder band
   ========================================================================== */

.band {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  background: var(--navy-800);
  align-items: stretch;
}

.founder {
  padding: clamp(40px, 4vw, 58px) clamp(24px, 3vw, 44px);
}

.founder__title {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: var(--white);
  margin: 0 0 22px;
}

.founder__title .accent {
  color: var(--gold);
}

.founder__body {
  display: flex;
  gap: 20px;
  align-items: flex-start;
}

.founder__photo {
  flex: none;
  width: 118px;
  border: 1px solid rgba(207, 146, 48, 0.45);
  border-radius: 4px;
  padding: 4px;
}

.founder__photo img {
  border-radius: 2px;
  width: 100%;
}

.founder__copy p {
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.875rem;
  line-height: 1.7;
  margin: 0 0 12px;
}

.founder__sign {
  font-family: var(--font-script);
  color: var(--gold);
  font-size: 1.625rem;
  display: block;
  margin-top: 6px;
}

.faq-panel {
  background: var(--white);
  padding: clamp(36px, 3.5vw, 52px) clamp(24px, 3vw, 40px);
}

.faq-panel__title {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  text-align: center;
  color: var(--navy-800);
  margin: 0 0 24px;
}

.faq-panel__title .accent {
  color: var(--gold);
}


/* 14. FAQ accordion
   ========================================================================== */

.accordion {
  display: grid;
  gap: 8px;
}

.accordion__item {
  border: 1px solid var(--line);
  border-radius: 6px;
  background: var(--white);
  overflow: hidden;
  transition: border-color 0.25s var(--ease), box-shadow 0.25s var(--ease);
}

.accordion__item.is-open {
  border-color: rgba(207, 146, 48, 0.6);
  box-shadow: var(--shadow-sm);
}

.accordion__btn {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 15px 18px;
  background: none;
  border: 0;
  cursor: pointer;
  text-align: left;
  font-size: 0.9375rem;
  font-weight: 500;
  color: var(--navy-800);
  font-family: inherit;
  line-height: 1.5;
  transition: color 0.2s var(--ease);
}

.accordion__btn:hover {
  color: var(--gold-dark);
}

.accordion__sign {
  flex: none;
  position: relative;
  width: 16px;
  height: 16px;
  color: var(--gold-dark);
}

.accordion__sign::before,
.accordion__sign::after {
  content: "";
  position: absolute;
  background: currentColor;
  transition: transform 0.3s var(--ease), opacity 0.3s var(--ease);
}

.accordion__sign::before {
  top: 7.5px;
  left: 0;
  width: 16px;
  height: 1.5px;
}

.accordion__sign::after {
  left: 7.5px;
  top: 0;
  width: 1.5px;
  height: 16px;
}

.accordion__item.is-open .accordion__sign::after {
  transform: rotate(90deg);
  opacity: 0;
}

.accordion__panel {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows 0.34s var(--ease);
}

.accordion__item.is-open .accordion__panel {
  grid-template-rows: 1fr;
}

.accordion__panel-inner {
  overflow: hidden;
}

.accordion__panel-inner>div {
  padding: 0 18px 18px;
  font-size: 0.875rem;
  color: var(--muted);
  line-height: 1.7;
  border-top: 1px solid var(--line-soft);
  padding-top: 14px;
}


/* 15. Next step panel
   ========================================================================== */

.next-step {
  position: relative;
  padding: clamp(40px, 4vw, 58px) clamp(24px, 3vw, 44px);
  background: var(--navy-700);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.next-step__art {
  position: absolute;
  right: -20px;
  bottom: 0;
  width: 78%;
  opacity: 0.32;
  pointer-events: none;
  color: var(--gold);
}

/* The artwork is gold line work on a dark plate. Screen blending drops the
   plate out so only the lines sit over the panel. */
.next-step__art img {
  display: block;
  width: 100%;
  height: auto;
  mix-blend-mode: screen;
}

.next-step__inner {
  position: relative;
}

.next-step h2 {
  font-family: var(--font-display);
  font-size: clamp(1.375rem, 1.6vw + 0.9rem, 1.75rem);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--white);
  margin: 0 0 16px;
  line-height: 1.3;
}

.next-step h2 .accent {
  color: var(--gold);
  display: block;
}

.next-step p {
  color: rgba(255, 255, 255, 0.76);
  font-size: 0.9375rem;
  margin: 0 0 24px;
  max-width: 320px;
}

/* Full width closing call to action */
.cta-band {
  position: relative;
  background:
    radial-gradient(90% 120% at 15% 0%, rgba(26, 69, 113, 0.6) 0%, rgba(5, 17, 34, 0) 60%),
    var(--navy-800);
  padding: clamp(56px, 6vw, 88px) 0;
  overflow: hidden;
  text-align: center;
}

.cta-band__inner {
  position: relative;
  max-width: 700px;
  margin: 0 auto;
}

.cta-band h2 {
  font-family: var(--font-display);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-size: clamp(1.5rem, 2.2vw + 1rem, 2.25rem);
  color: var(--white);
  margin: 0 0 16px;
}

.cta-band h2 .accent {
  color: var(--gold);
}

.cta-band p {
  color: rgba(255, 255, 255, 0.74);
  font-size: 1.0625rem;
  margin: 0 0 30px;
}

.cta-band__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  justify-content: center;
}


/* 16. Page banner
   ========================================================================== */

.page-banner {
  position: relative;
  background:
    radial-gradient(100% 120% at 82% 0%, rgba(26, 69, 113, 0.55) 0%, rgba(5, 17, 34, 0) 62%),
    linear-gradient(160deg, var(--navy-900), var(--navy-800));
  padding: calc(var(--header-h) + clamp(46px, 5vw, 74px)) 0 clamp(46px, 5vw, 74px);
  overflow: hidden;
}

.page-banner__skyline {
  position: absolute;
  left: 50%;
  bottom: 0;
  width: 100%;
  min-width: 1180px;
  height: auto;
  aspect-ratio: 2400 / 542;
  transform: translateX(-50%);
  background: url("../images/hero-banner.png") no-repeat center bottom / 100% 100%;
  opacity: 0.7;
  pointer-events: none;
}

.page-banner__inner {
  position: relative;
  max-width: 760px;
}

.page-banner h1 {
  color: var(--white);
  font-size: clamp(1.875rem, 3vw + 0.9rem, 3rem);
  text-transform: uppercase;
  letter-spacing: 0.02em;
  margin: 0 0 16px;
  line-height: 1.15;
}

.page-banner h1 .accent {
  color: var(--gold);
}

.page-banner p {
  color: rgba(255, 255, 255, 0.76);
  font-size: 1.0625rem;
  margin: 0;
  max-width: 620px;
}

.crumbs {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.5);
  margin-bottom: 18px;
}

.crumbs a {
  color: rgba(255, 255, 255, 0.72);
}

.crumbs a:hover {
  color: var(--gold);
}

.crumbs span[aria-current] {
  color: var(--gold);
}

.crumbs .sep {
  color: rgba(255, 255, 255, 0.3);
}


/* 17. Prose and content blocks
   ========================================================================== */

.prose h2 {
  font-size: var(--step-3);
  margin-top: 1.6em;
}

.prose h3 {
  font-size: var(--step-2);
  margin-top: 1.5em;
}

.prose h2:first-child,
.prose h3:first-child {
  margin-top: 0;
}

.prose p,
.prose li {
  color: var(--ink-soft);
  line-height: 1.78;
}

.prose ul {
  display: grid;
  gap: 10px;
  margin: 0 0 1.2em;
}

.prose ul li {
  position: relative;
  padding-left: 26px;
}

.prose ul li::before {
  content: "";
  position: absolute;
  left: 3px;
  top: 10px;
  width: 7px;
  height: 7px;
  border: 1px solid var(--gold);
  transform: rotate(45deg);
}

.prose ol {
  counter-reset: n;
  display: grid;
  gap: 10px;
  margin: 0 0 1.2em;
}

.prose ol li {
  counter-increment: n;
  position: relative;
  padding-left: 32px;
}

.prose ol li::before {
  content: counter(n, decimal-leading-zero);
  position: absolute;
  left: 0;
  top: 0;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--gold-dark);
  font-family: var(--font-body);
}

.prose a {
  color: var(--navy-700);
  text-decoration: underline;
  text-underline-offset: 3px;
}

.prose a:hover {
  color: var(--gold-dark);
}

/* Two column split with sticky aside */
.layout-aside {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 320px;
  gap: 44px;
  align-items: start;
}

.aside-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 28px 26px;
  box-shadow: var(--shadow-sm);
  position: sticky;
  top: calc(var(--header-h) + 24px);
}

.aside-card h3 {
  font-family: var(--font-body);
  font-size: 1.0625rem;
  font-weight: 600;
  margin: 0 0 8px;
}

.aside-card p {
  font-size: 0.875rem;
  color: var(--muted);
  margin: 0 0 20px;
}

.aside-card__list {
  display: grid;
  gap: 2px;
  margin-bottom: 20px;
}

.aside-card__list a {
  display: block;
  padding: 9px 12px;
  font-size: 0.875rem;
  border-radius: 5px;
  color: var(--ink-soft);
  transition: background-color 0.2s var(--ease), color 0.2s var(--ease);
}

.aside-card__list a:hover {
  background: var(--bg-alt);
  color: var(--navy-800);
}

.aside-card__list a.is-active {
  background: var(--gold-wash);
  color: var(--navy-800);
  font-weight: 600;
}

/* Checklist */
.checklist {
  display: grid;
  gap: 14px;
}

.checklist li {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  font-size: 0.9375rem;
  color: var(--ink-soft);
  line-height: 1.6;
}

.checklist svg {
  flex: none;
  color: var(--gold-dark);
  margin-top: 3px;
}

/* Info callout */
.callout {
  border: 1px solid var(--line);
  border-left: 3px solid var(--gold);
  background: var(--white);
  border-radius: 6px;
  padding: 22px 24px;
  font-size: 0.9375rem;
  color: var(--ink-soft);
  line-height: 1.72;
}

.callout strong {
  display: block;
  margin-bottom: 6px;
}

/* Numbered step row */
.steps-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  counter-reset: s;
}

.step-tile {
  counter-increment: s;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px 24px;
  position: relative;
}

.step-tile::before {
  content: counter(s, decimal-leading-zero);
  font-family: var(--font-display);
  font-size: 2.25rem;
  font-weight: 700;
  color: rgba(207, 146, 48, 0.28);
  line-height: 1;
  display: block;
  margin-bottom: 12px;
}

.step-tile h3 {
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 600;
  margin: 0 0 8px;
}

.step-tile p {
  font-size: 0.875rem;
  color: var(--muted);
  margin: 0;
  line-height: 1.6;
}


/* 18. Forms
   ========================================================================== */

.form-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: clamp(26px, 3vw, 40px);
  box-shadow: var(--shadow-sm);
}

.field {
  margin-bottom: 18px;
}

.field label {
  display: block;
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  color: var(--navy-800);
  margin-bottom: 7px;
}

.field .req {
  color: var(--gold-dark);
}

.field input,
.field select,
.field textarea {
  width: 100%;
  padding: 12px 14px;
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: 6px;
  font-size: 0.9375rem;
  color: var(--ink);
  transition: border-color 0.2s var(--ease), background-color 0.2s var(--ease), box-shadow 0.2s var(--ease);
}

.field textarea {
  min-height: 130px;
  resize: vertical;
}

.field select {
  appearance: none;
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%23626C7A' stroke-width='2'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  background: var(--white);
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(207, 146, 48, 0.15);
}

.field.has-error input,
.field.has-error select,
.field.has-error textarea {
  border-color: var(--navy-800);
  border-width: 2px;
  background: var(--white);
  box-shadow: 0 0 0 3px rgba(10, 30, 56, 0.10);
}

.field__error {
  display: none;
  font-size: 0.75rem;
  color: var(--navy-800);
  margin-top: 6px;
  font-weight: 600;
}

/* A leading marker so an error is not signalled by colour alone. */
.field__error::before {
  content: "! ";
  color: var(--gold-dark);
  font-weight: 700;
}

.field.has-error .field__error {
  display: block;
}

.field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

.form-consent {
  display: flex;
  gap: 11px;
  align-items: flex-start;
  font-size: 0.8125rem;
  color: var(--muted);
  line-height: 1.6;
  margin-bottom: 22px;
}

.form-consent input {
  width: 17px;
  height: 17px;
  margin-top: 2px;
  flex: none;
  accent-color: var(--gold-dark);
}

.form-consent a {
  color: var(--navy-700);
  text-decoration: underline;
}

.form-status {
  display: none;
  padding: 13px 16px;
  border-radius: 6px;
  font-size: 0.875rem;
  font-weight: 500;
  margin-bottom: 18px;
  line-height: 1.55;
}

.form-status.is-visible {
  display: block;
}

.form-status.is-ok {
  background: var(--gold-wash);
  color: var(--gold-dark);
  border: 1px solid rgba(207, 146, 48, 0.45);
  border-left: 3px solid var(--gold);
}

.form-status.is-bad {
  background: var(--bg-alt);
  color: var(--navy-800);
  border: 1px solid var(--line);
  border-left: 3px solid var(--navy-800);
  font-weight: 600;
}

.form-status.is-busy {
  background: var(--bg-alt);
  color: var(--muted);
  border: 1px solid var(--line);
  border-left: 3px solid var(--line);
}

/* Contact detail tiles */
.contact-tiles {
  display: grid;
  gap: 14px;
}

.contact-tile {
  display: flex;
  gap: 15px;
  padding: 20px 22px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  transition: border-color 0.25s var(--ease), transform 0.25s var(--ease);
}

.contact-tile:hover {
  border-color: rgba(207, 146, 48, 0.55);
  transform: translateY(-2px);
}

.contact-tile__icon {
  flex: none;
  width: 42px;
  height: 42px;
  border-radius: 8px;
  background: var(--gold-wash);
  color: var(--gold-dark);
  display: grid;
  place-items: center;
}

.contact-tile h3 {
  font-family: var(--font-body);
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
  margin: 0 0 5px;
}

.contact-tile p,
.contact-tile a {
  font-size: 0.9375rem;
  color: var(--navy-800);
  font-weight: 500;
  margin: 0;
  line-height: 1.55;
}

.contact-tile a:hover {
  color: var(--gold-dark);
}


/* 19. Footer
   ========================================================================== */

.footer {
  background: var(--navy-900);
  color: rgba(255, 255, 255, 0.62);
  font-size: 0.875rem;
  padding: clamp(44px, 5vw, 66px) 0 0;
  border-top: 1px solid var(--navy-line);
}

.footer__grid {
  display: grid;
  grid-template-columns: 1.25fr 0.85fr 1.5fr 0.9fr 1.25fr;
  gap: 32px;
  padding-bottom: 40px;
}

.footer__brand .brand {
  margin-right: 0;
  margin-bottom: 16px;
}

.footer__tagline {
  margin: 0 0 20px;
  max-width: 220px;
  line-height: 1.65;
}

.footer__heading {
  font-family: var(--font-body);
  font-size: 0.6875rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
  margin: 0 0 16px;
}

.footer__list {
  display: grid;
  gap: 9px;
}

.footer__list a,
.footer__list li {
  color: rgba(255, 255, 255, 0.62);
  line-height: 1.5;
}

.footer__list a:hover {
  color: var(--gold);
}

.footer__cols-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 9px 22px;
}

.footer__contact li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  margin-bottom: 11px;
}

.footer__contact svg {
  flex: none;
  color: var(--gold);
  margin-top: 3px;
}

.footer__contact a:hover {
  color: var(--gold);
}

/* This column has no heading, so it is nudged down to sit on the same
   baseline as the columns that do. */
.footer__compliance {
  line-height: 1.65;
  padding-top: 33px;
}

@media (max-width: 900px) {
  .footer__compliance {
    padding-top: 0;
  }
}

.footer__compliance p {
  margin: 0 0 6px;
  color: rgba(255, 255, 255, 0.62);
}

.footer__legal {
  margin-top: 14px;
  display: flex;
  flex-wrap: wrap;
  gap: 6px 12px;
}

.footer__legal a {
  color: rgba(255, 255, 255, 0.72);
}

.footer__legal a:hover {
  color: var(--gold);
}

.footer__legal .sep {
  color: rgba(255, 255, 255, 0.25);
}

.footer__base {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding: 20px 0;
  text-align: center;
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.45);
}

.footer__base .sep {
  color: rgba(255, 255, 255, 0.25);
  margin: 0 6px;
}

.footer__base a {
  color: rgba(255, 255, 255, 0.62);
  text-decoration: none;
  transition: color 0.25s var(--ease);
}

.footer__base a:hover,
.footer__base a:focus-visible {
  color: var(--gold);
}

.footer__disclaimer {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding: 22px 0;
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.42);
  line-height: 1.7;
}


/* 20. Back to top
   ========================================================================== */

.to-top {
  position: fixed;
  right: 22px;
  bottom: 22px;
  z-index: 90;
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--navy-800);
  color: var(--gold);
  border: 1px solid var(--gold);
  display: grid;
  place-items: center;
  cursor: pointer;
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: opacity 0.3s var(--ease), transform 0.3s var(--ease), visibility 0.3s,
    background-color 0.25s var(--ease);
}

.to-top.is-visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.to-top:hover {
  background: var(--gold);
  color: var(--navy-900);
}


/* 21. Motion and reveal
   ========================================================================== */

/* Only hide these once we know JavaScript is running, so the page is never
   blank for a visitor with scripts blocked. */
.js .reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.7s var(--ease), transform 0.7s var(--ease);
  will-change: opacity, transform;
}

.js .reveal.is-in {
  opacity: 1;
  transform: none;
}


/* 22. Responsive
   ========================================================================== */

@media (max-width: 1180px) {
  .home-layout {
    grid-template-columns: 1fr;
  }

  .process {
    display: grid;
  }

  .process__list {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px 30px;
  }

  .process__list::before {
    display: none;
  }

  .goal-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .footer__grid {
    grid-template-columns: 1.3fr 1fr 1.5fr;
    row-gap: 38px;
  }
}

@media (max-width: 1080px) {

  .nav,
  .header__cta {
    display: none;
  }

  .burger {
    display: flex;
  }

  .brand {
    margin-right: auto;
  }

  .band {
    grid-template-columns: 1fr;
  }

  .layout-aside {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .aside-card {
    position: static;
  }

  .stat-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .steps-row {
    grid-template-columns: repeat(2, 1fr);
  }

  .feature-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 900px) {
  .hero__inner {
    grid-template-columns: 1fr;
    min-height: 0;
  }

  .hero__copy {
    padding-bottom: 8px;
    text-align: center;
  }

  .hero__text {
    margin-left: auto;
    margin-right: auto;
  }

  .hero__actions {
    justify-content: center;
  }

  .hero__figure {
    grid-template-columns: 1fr;
    justify-items: center;
    gap: 0;
  }

  .hero__portrait {
    max-width: 300px;
  }

  .hero__ident {
    padding-bottom: 34px;
    text-align: center;
  }

  .assurance__grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .assurance__item:nth-child(3) {
    border-left: 0;
  }

  .assurance__item:nth-child(n+3) {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
  }

  .solution-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .split {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .field-row {
    grid-template-columns: 1fr;
    gap: 0;
  }

  .footer__grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 640px) {
  :root {
    --gap: 16px;
    --header-h: 68px;
  }

  .container {
    padding: 0 20px;
  }

  .header__inner {
    padding: 0 20px;
  }

  .brand__mark {
    width: auto;
    height: 40px;
  }

  .brand__name {
    font-size: 1rem;
    letter-spacing: 0.1em;
  }

  .goal-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .process__list {
    grid-template-columns: 1fr;
  }

  .stat-grid,
  .steps-row,
  .feature-grid {
    grid-template-columns: 1fr;
  }

  .footer__grid {
    grid-template-columns: 1fr;
  }

  .footer__cols-2 {
    grid-template-columns: 1fr;
  }

  .btn {
    width: 100%;
  }

  .hero__actions .btn {
    width: auto;
    flex: 1 1 auto;
  }

  .founder__body {
    flex-direction: column;
  }

  .founder__photo {
    width: 130px;
  }

  .to-top {
    right: 14px;
    bottom: 14px;
  }
}

@media (max-width: 420px) {

  .goal-grid,
  .solution-grid {
    grid-template-columns: 1fr;
  }

  .hero__actions {
    flex-direction: column;
  }

  .hero__actions .btn {
    width: 100%;
  }
}


/* 23. Reduced motion and print
   ========================================================================== */

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }

  .js .reveal {
    opacity: 1;
    transform: none;
  }
}

@media print {

  .header,
  .drawer,
  .to-top,
  .hero__skyline,
  .hero__rake,
  .cta-band,
  .btn {
    display: none !important;
  }

  body {
    background: var(--white);
    color: #000;
    font-size: 11pt;
  }

  .section {
    padding: 12pt 0;
  }

  a[href^="http"]::after {
    content: " (" attr(href) ")";
    font-size: 9pt;
    color: var(--muted);
  }
}