About S K BROKING

Who we are

Your Trusted Mortgage & Finance Broker

S K BROKING is the trading name of Shree Krishna Broking Pty Ltd, a finance broking business founded by Dhruv Patel and based in Adelaide, South Australia. We work with clients across Australia.

Most finance conversations start in the wrong place. Someone asks which lender has the sharpest rate this week, and the answer shapes a decision that will run for twenty five or thirty years. A rate is one variable. Structure, flexibility, serviceability, exit costs and how the loan interacts with your next move all matter more over the life of the debt.

So we start somewhere else. What are you actually trying to do, and by when? Once that is clear, we can assess the available options and identify the most suitable structure based on your circumstances.

What you can expect

• A first conversation that costs nothing and carries no obligation.
• A clear explanation of your options, including the option of doing nothing.
• Comparison of suitable options available through our approved lender panel at the time of assessment, with the reasoning shown to you.
• One point of contact from first call through to settlement.
• Follow up after settlement, because circumstances change.

How we are paid

In most cases the lender pays us a commission when your loan settles, so there is usually no direct cost to you. Where a fee does apply, for example on some commercial or complex applications, we tell you the amount in writing before you commit to anything. You will also receive a Credit Guide setting out how we are remunerated.

Licensing and accountability

Shree Krishna Broking Pty Ltd is Credit Representative 579082 of Australian Finance Group Ltd, Australian Credit Licence 389087. That licence carries obligations we take seriously: responsible lending, clear disclosure and access to external dispute resolution if something goes wrong. Our complaints process is set out on the Complaints page.