Working capital and overdrafts
Revolving facilities sized to your cycle, not to a round number that sounds right.
Overview
Business lending is less standardised than home lending. Two lenders looking at the same business can reach very different conclusions depending on how they read the financials and what security is on offer.
The useful work is in presenting the business properly and matching it to funders who understand the sector, rather than lodging the same application everywhere and hoping.
Who this suits
- Trading for at least twelve months with reportable financials
- Funding stock, a new site, a hire or a large order
- Smoothing seasonal or contract driven cash flow
- Refinancing expensive short term facilities into something sensible
- Buying out a partner or acquiring another business
What we help with
Secured and unsecured term loans
Property backed where you have it, cash flow lending where you do not.
Growth and acquisition funding
Structured around the earnings the transaction produces rather than the earnings you have today.
Before you go further
The detail on this page is general information, not credit assistance or personal
advice. What applies to your situation depends on your income, assets, liabilities
and objectives. Call 0413 321 141 and we will work through the specifics.
Common questions
How it works
Initial Consultation
We discuss your goals, financial position and borrowing requirements.
Compare Loan Options
We compare suitable lending solutions available through our approved lender panel at the time of assessment.
Application Support
We prepare and submit your application while keeping you informed.
Settlement
Once approved, we assist through settlement and remain available for ongoing support.