Your real budget, early
The number a lender will actually approve, plus stamp duty, legal costs and inspections, before you start looking.
Overview
The hardest part of a first purchase is rarely the loan. It is not knowing the sequence: what to do first, what can wait, and what will quietly disqualify you if you get it wrong.
We walk through it in order, so you know your real budget before you fall in love with a property that is out of reach.
Who this suits
- Saving a deposit and wanting to know the actual target
- Unsure which government schemes you qualify for
- Buying alone, with a partner, or with help from family
- Worried that a small deposit rules you out
- About to start attending inspections and open homes
What we help with
Schemes and grants
We check which federal and state programs you are eligible for and how they interact with your deposit.
Pre-approval before you offer
So an accepted offer holds, and you are not the buyer whose finance clause fails.
Before you go further
The detail on this page is general information, not credit assistance or personal
advice. What applies to your situation depends on your income, assets, liabilities
and objectives. Call 0413 321 141 and we will work through the specifics.
Common questions
How it works
Initial Consultation
We discuss your goals, financial position and borrowing requirements.
Compare Loan Options
We compare suitable lending solutions available through our approved lender panel at the time of assessment.
Application Support
We prepare and submit your application while keeping you informed.
Settlement
Once approved, we assist through settlement and remain available for ongoing support.